*{margin:0;padding:0;box-sizing:border-box}
:root{
  --bg:#0a0e1a; --bg2:#0e1322; --ink:#eaf0fb; --mut:#94a3bd; --dim:#64748b;
  --glass:rgba(255,255,255,.055); --glass2:rgba(255,255,255,.09); --bord:rgba(255,255,255,.1);
  --acc:#6366f1; --acc2:#22d3ee; --ok:#4ade80; --warn:#fbbf24; --bad:#f87171;
  --r:18px;
}
html,body{height:100%}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;background:var(--bg);color:var(--ink);overflow:hidden;-webkit-font-smoothing:antialiased}
.blob{position:fixed;border-radius:50%;filter:blur(140px);opacity:.2;z-index:0;pointer-events:none;animation:drift 30s ease-in-out infinite alternate}
.blob.a{width:560px;height:560px;background:var(--accent,#4338ca);top:-180px;left:-120px}
.blob.b{width:480px;height:480px;background:#0e7490;bottom:-160px;right:-120px;animation-delay:-10s}
@keyframes drift{to{transform:translate(60px,-40px) scale(1.12)}}
.glass{background:linear-gradient(150deg,rgba(255,255,255,.085),rgba(255,255,255,.03));backdrop-filter:blur(20px) saturate(160%);-webkit-backdrop-filter:blur(20px) saturate(160%);border:1px solid var(--bord);border-radius:var(--r)}
button{font-family:inherit;cursor:pointer}
::-webkit-scrollbar{width:9px;height:9px}::-webkit-scrollbar-thumb{background:rgba(255,255,255,.13);border-radius:6px}

/* ── login ── */
#login{position:fixed;inset:0;z-index:50;display:flex;align-items:center;justify-content:center;padding:24px}
.login-card{width:min(460px,94vw);padding:30px}
.brand{display:flex;align-items:center;gap:12px;margin-bottom:6px}
.brand .logo{width:40px;height:40px;border-radius:12px;background:conic-gradient(from 210deg,#6366f1,#22d3ee,#a855f7,#6366f1);box-shadow:0 0 22px rgba(99,102,241,.6);animation:spin 8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.brand h1{font-size:20px;font-weight:800}.brand small{display:block;color:var(--mut);font-size:10.5px;letter-spacing:1.5px}
.login-sub{color:var(--mut);font-size:13px;margin:14px 0 18px;line-height:1.5}
.user-pick{display:flex;flex-direction:column;gap:9px}
.user-row{display:flex;align-items:center;gap:13px;padding:13px 15px;border-radius:14px;background:var(--glass);border:1px solid var(--bord);transition:.18s;text-align:left;color:inherit;width:100%}
.user-row:hover{background:var(--glass2);transform:translateY(-2px);border-color:rgba(129,140,248,.45)}
.user-row .av{width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:21px;flex:none;background:rgba(255,255,255,.07)}
.user-row b{font-size:14.5px;display:block}.user-row span{font-size:11.5px;color:var(--mut)}
.role-tag{margin-left:auto;font-size:10px;font-weight:700;padding:4px 10px;border-radius:99px;border:1px solid var(--bord);color:#c7d2fe;background:rgba(99,102,241,.15)}

/* ── app shell ── */
#shell{position:fixed;inset:0;z-index:1;display:grid;grid-template-columns:248px 1fr;gap:0}
#shell.hide{display:none}
aside{padding:20px 14px;display:flex;flex-direction:column;border-right:1px solid var(--bord);background:rgba(255,255,255,.025);min-height:0}
.app-brand{display:flex;align-items:center;gap:10px;padding:6px 10px 18px}
.app-brand .logo{width:30px;height:30px;border-radius:9px;flex:none;box-shadow:0 0 14px currentColor}
.app-brand b{font-size:15px;font-weight:800}.app-brand small{display:block;color:var(--mut);font-size:9.5px;letter-spacing:1px}
nav{display:flex;flex-direction:column;gap:3px;overflow-y:auto;flex:1}
nav a{display:flex;align-items:center;gap:11px;padding:10px 13px;border-radius:12px;color:var(--mut);font-size:13.5px;font-weight:600;text-decoration:none;transition:.15s}
nav a .ni{font-size:16px;width:20px;text-align:center}
nav a:hover{color:#fff;background:var(--glass)}
nav a.on{color:#fff;background:linear-gradient(90deg,rgba(99,102,241,.32),rgba(99,102,241,.04));box-shadow:inset 2px 0 0 var(--acc)}
.who{margin-top:10px;display:flex;align-items:center;gap:11px;padding:11px;border-radius:14px;background:var(--glass)}
.who .av{width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:18px;background:linear-gradient(135deg,#6366f1,#a855f7);flex:none}
.who b{font-size:12.5px;display:block}.who small{color:var(--mut);font-size:10.5px}
.who .out{margin-left:auto;width:30px;height:30px;border-radius:9px;border:1px solid var(--bord);background:transparent;color:var(--mut);font-size:13px}
.who .out:hover{color:var(--bad);border-color:rgba(248,113,113,.4)}

main{overflow-y:auto;padding:26px 30px 60px;min-width:0;position:relative}
.topbar{display:flex;align-items:center;gap:14px;margin-bottom:22px}
.topbar h2{font-size:23px;font-weight:800}
.topbar .sub{color:var(--mut);font-size:13px}
.topbar .spacer{flex:1}
.pill{display:inline-flex;align-items:center;gap:7px;padding:8px 14px;border-radius:12px;background:var(--glass);border:1px solid var(--bord);font-size:12.5px;font-weight:600;color:var(--ink)}
.pill.acc{background:linear-gradient(135deg,rgba(99,102,241,.4),rgba(168,85,247,.3));border-color:rgba(139,148,255,.5)}
.pill.acc:hover{box-shadow:0 0 16px rgba(99,102,241,.45)}

/* ── grid / cards ── */
.grid{display:grid;gap:16px}
.cols-2{grid-template-columns:repeat(2,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-4{grid-template-columns:repeat(4,1fr)}
.card{padding:18px 20px}
.card h3{font-size:12px;letter-spacing:1.2px;text-transform:uppercase;color:var(--mut);margin-bottom:12px;display:flex;align-items:center;gap:8px}
.card h3 .more{margin-left:auto;font-size:11px;color:var(--dim);cursor:pointer;text-transform:none;letter-spacing:0}
.stat{font-size:30px;font-weight:800;letter-spacing:-.5px}
.stat.sm{font-size:21px}
.delta{font-size:12px;font-weight:700;margin-left:8px}.delta.up{color:var(--ok)}.delta.dn{color:var(--bad)}
.muted{color:var(--mut);font-size:12.5px}

/* balance hero */
.hero{padding:24px 26px;background:linear-gradient(135deg,rgba(99,102,241,.28),rgba(34,211,238,.12));border:1px solid rgba(129,140,248,.3);position:relative;overflow:hidden}
.hero .lbl{color:#cdd8ea;font-size:12.5px;letter-spacing:.5px}
.hero .bal{font-size:42px;font-weight:850;letter-spacing:-1px;margin:6px 0 2px}
.hero .ccy-tabs{display:flex;gap:7px;margin-top:14px}
.ccy-tab{padding:6px 13px;border-radius:11px;border:1px solid var(--bord);background:rgba(255,255,255,.06);color:var(--mut);font-size:12px;font-weight:700}
.ccy-tab.on{background:#fff;color:#0a0e1a}

/* tx list */
.tx{display:flex;align-items:center;gap:13px;padding:11px 6px;border-bottom:1px solid rgba(255,255,255,.05)}
.tx:last-child{border-bottom:none}
.tx .ic{width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:17px;flex:none;background:rgba(255,255,255,.06);border:1px solid var(--bord)}
.tx .info{flex:1;min-width:0}.tx .info b{font-size:13.5px;display:block}.tx .info span{font-size:11.5px;color:var(--mut)}
.tx .amt{font-weight:800;font-size:14px;white-space:nowrap}.tx .amt.in{color:var(--ok)}
.tx .when{font-size:10.5px;color:var(--dim);white-space:nowrap;width:64px;text-align:right}

/* bank card visual */
.bankcard{aspect-ratio:1.586;border-radius:18px;padding:18px 20px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:space-between;border:1px solid rgba(255,255,255,.15);box-shadow:0 16px 40px rgba(0,0,0,.45)}
.bankcard.visa{background:linear-gradient(135deg,#3b3f8f,#1e2150)}
.bankcard.mastercard{background:linear-gradient(135deg,#7c2d4d,#3a1730)}
.bankcard.frozen{filter:grayscale(.7) brightness(.7)}
.bankcard .chip{width:34px;height:26px;border-radius:6px;background:linear-gradient(135deg,#e7c873,#b8923c)}
.bankcard .num{font-size:16px;letter-spacing:2px;font-family:ui-monospace,monospace}
.bankcard .row{display:flex;justify-content:space-between;align-items:flex-end}
.bankcard .net{font-size:18px;font-weight:800;font-style:italic}
.bankcard .hold{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:#dbe5f5}

/* forms / modal */
.overlay{position:fixed;inset:0;z-index:100;background:rgba(5,8,15,.62);backdrop-filter:blur(8px);display:flex;align-items:center;justify-content:center;padding:24px;opacity:0;pointer-events:none;transition:.22s}
.overlay.open{opacity:1;pointer-events:auto}
.sheet{width:min(440px,95vw);padding:24px;transform:translateY(18px) scale(.98);transition:.28s}
.overlay.open .sheet{transform:none}
.sheet h3{font-size:18px;font-weight:800;margin-bottom:4px}
label{display:block;font-size:11.5px;color:var(--mut);margin:14px 0 6px;font-weight:600}
input,select{width:100%;padding:12px 14px;border-radius:12px;background:rgba(255,255,255,.06);border:1px solid var(--bord);color:var(--ink);font-size:14px;font-family:inherit;outline:none}
input:focus,select:focus{border-color:rgba(129,140,248,.6);box-shadow:0 0 0 3px rgba(99,102,241,.18)}
.btn{padding:12px 18px;border-radius:13px;font-size:14px;font-weight:700;border:1px solid var(--bord);background:var(--glass);color:var(--ink);transition:.18s;width:100%}
.btn:hover{background:var(--glass2)}
.btn.prime{background:linear-gradient(135deg,var(--acc),#8b5cf6);border-color:transparent}
.btn.prime:hover{box-shadow:0 8px 24px rgba(99,102,241,.4)}
.btn.row{width:auto;padding:10px 16px}
.btn-row{display:flex;gap:10px;margin-top:20px}
.x{position:absolute;top:16px;right:16px;width:32px;height:32px;border-radius:10px;border:1px solid var(--bord);background:transparent;color:var(--mut);font-size:15px}

.chips{display:flex;gap:8px;flex-wrap:wrap}
.chip{padding:9px 14px;border-radius:12px;background:var(--glass);border:1px solid var(--bord);font-size:13px;font-weight:600;display:flex;align-items:center;gap:8px}
.chip.click:hover{background:var(--glass2);cursor:pointer}
.qa{display:flex;gap:12px;flex-wrap:wrap}
.qa button{flex:1;min-width:96px;padding:15px 12px;border-radius:15px;background:var(--glass);border:1px solid var(--bord);color:var(--ink);display:flex;flex-direction:column;align-items:center;gap:7px;font-size:12px;font-weight:600;transition:.18s}
.qa button:hover{background:var(--glass2);transform:translateY(-3px)}
.qa button .qi{font-size:21px}

.bar{height:9px;border-radius:6px;background:rgba(255,255,255,.07);overflow:hidden;flex:1}
.bar i{display:block;height:100%;border-radius:6px}
.catrow{display:flex;align-items:center;gap:12px;margin-bottom:11px;font-size:12.5px}
.catrow .cn{width:120px;color:var(--ink)}
.catrow .cv{width:72px;text-align:right;font-weight:700}

.toast{position:fixed;bottom:24px;left:50%;transform:translateX(-50%) translateY(20px);z-index:200;padding:13px 20px;border-radius:14px;font-size:13.5px;font-weight:600;opacity:0;transition:.3s;background:rgba(20,28,44,.95);border:1px solid var(--bord);backdrop-filter:blur(10px)}
.toast.show{opacity:1;transform:translateX(-50%)}
.toast.ok{border-color:rgba(74,222,128,.45)}.toast.bad{border-color:rgba(248,113,113,.45)}

table.t{width:100%;border-collapse:collapse;font-size:13px}
table.t th{text-align:left;color:var(--mut);font-size:10.5px;letter-spacing:.6px;text-transform:uppercase;padding:8px 10px;border-bottom:1px solid var(--bord)}
table.t td{padding:11px 10px;border-bottom:1px solid rgba(255,255,255,.045)}
table.t tr:last-child td{border-bottom:none}
table.t tr:hover td{background:rgba(255,255,255,.025)}
.st{font-size:10px;font-weight:700;padding:3px 9px;border-radius:99px;white-space:nowrap}
.st.g{background:rgba(74,222,128,.14);color:var(--ok)}.st.y{background:rgba(251,191,36,.14);color:var(--warn)}
.st.r{background:rgba(248,113,113,.14);color:var(--bad)}.st.b{background:rgba(96,165,250,.14);color:#60a5fa}

@media (max-width:820px){
  #shell{grid-template-columns:1fr}
  aside{position:fixed;bottom:0;left:0;right:0;top:auto;flex-direction:row;border-right:none;border-top:1px solid var(--bord);padding:8px;z-index:30}
  .app-brand,.who{display:none}
  nav{flex-direction:row;justify-content:space-around}
  nav a span{display:none}
  main{padding:20px 16px 90px}
  .cols-2,.cols-3,.cols-4{grid-template-columns:1fr}
}